Our firm is a second generation family business that has been active in the life insurance market for more than four decades. At David Capital Partners we focus on two key areas of life insurance planning: Bank Owned Life Insurance and Premium Financing.
An effective Bank Owned Life Insurance program is designed to increase the bank’s earnings, increase shareholder value, reduce taxable income and reduce employee expenses. There is currently $187 billion of BOLI in the marketplace across the US. BOLI provides community banks with a stable asset that allows them to focus on the continued growth in their respective communities.
Our second area of focus is Premium Finance Life Insurance. This concept involves borrowing funds to pay all or some of the premiums for a life insurance policy. A well designed plan allows the client to retain working capital while continuing to grow and develop assets. Family and closely-held companies are the drivers of our economy and we are proud to play a role in that sustainability.
Our commitment to bring meaningful strategies to the families and businesses of Oklahoma and our surrounding region is stronger than ever.